Homeowners Insurance Claims
Homeowners Insurance Claims
Navigating the homeowners’ insurance claims process can seem like an endless challenge. At The Simmons Law Group, our insurance claim attorneys have years of experience dealing with insurance claims and various other legal matters.
When you file a claim to your insurance company, it helps to have a legal representative on your side. Whether you are dealing with homeowners’ roofing claims, water damage claims, or fire claims, our lawyers can help you fight for your compensation from the insurance company.
Homeowners’ Roofing Claims
The roof is a critical part of your home. When it’s leaking or damaged, it is essential to schedule a repair as soon as possible to minimize damage and protect your home. Receiving an estimate for a roof repair or replacement cost is one of the first steps when filing a home insurance claim.
Generally, most homeowners insurance policies will cover various types of roof damage:
⦁ Hail damage
⦁ Hurricane damage
⦁ Lightning and fire damage
⦁ Severe windstorm damage
When looking to file homeowners’ roofing claims, check with your insurance representative or refer to your policy to see which types of damage your insurance provider will cover. Most insurance companies will cover the cost of temporary repairs and replacement; however, different policies will provide varying amounts of insurance coverage from the insurance company.
Before filing homeowners’ roofing claims, reach out to The Simmons Law Group for help with navigating the claims process.
Homeowners’ Water Damage Claims
Thanks to Florida’s humid and rainy weather, water damage is one of the most common homeowners insurance claim in the state. Addressing water damage in your home as soon as possible is critical. Most homeowners insurance policies will cover the cost of repairs; however, the water damage claims process isn’t always as straightforward as we would like.
When filing homeowners’ water damage claims to your insurance company, it is helpful to know which circumstances may cause the insurance provider to deny your claim, such as:
⦁ Water damage caused by an ongoing leak
⦁ Lack of proper maintenance
⦁ Improper construction
⦁ Lack of sprinkler system or drain
Homeowners’ Fire Claims
Housefires are devastating and can cause more than damage to your home. Unfortunately, many house fires force families to relocate while waiting for repairs.
Most homeowners insurance policies will cover the costs of repairs and additional living expenses that result from the fire. However, many insurance companies can extend the fire claims process, making it more difficult for homeowners to receive compensation.
The first step to take after a house fire is to ensure that everyone is safe. After calling for the necessary emergency services, it’s time to call the repair company and The Simmons Law Group in Orange County. We’ll help you with every step of the fire insurance policy claims process and fight for your compensation from the insurance company.
Legal Assistance for Homeowners Insurance Claims
At The Simmons Law Group, we specialize in attorney insurance claims and resolving insurance claim disputes. If your insurance company denies your valid claim or raises insurance disputes, our law firm is equipped to challenge their decision.
We handle everything from the best attorney’s insurance claims to negotiating with your insurance agent, ensuring your homeowners’ policies are honored.
Ready to file suit if necessary, we’re your advocates in complex insurance claim processes. Contact us at (407) 454-3000 for a consultation in Winter Park, FL.